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Group Risk
1. Which Group Risk Insurance is most important to you?
Life cover
Disability cover
Funeral cover
Dread Disease Cover
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2. Do you know what your current Group Risk Benefits are under TIA?
Yes
No
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3. Would you like flexibility in terms of the amount of cover you have?
Yes
No
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4. If there was flexibility, would you be happy to have a group needs matched approach. This means the younger people are assigned more cover and the older people less cover, but all pay the same premium?
Yes this makes sense, when you have only a few years to retirement you do not need as much cover
No, I am not keen to subsidise someone else
I would consider this but I need more information
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5. Would you be happy to sacrifice some of your salary to pay for better benefits
Yes, I need the benefits, where else will I get them?
No ways, put the money in my pocket
Yes, but this should be optional for each person, do not make it a group level decision
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